About Us

F & M Finance


F & M Finance is a specialist provider of simple ways in which businesses research and locate finance.


Accredited, qualified and trustworthy; our aim is to help you turn your goals into reality. Indeed, our experienced advisers are experts in the world of finance, implementing processes and, importantly, caring for professionals just like you.


We specialise in helping businesses reach their potential, opening the door for them to the lending markets that can not only elevate their business, but turn their dreams and goals into reality.


From local investors to international clients, we strive to provide the best possible service for our clients


Everyone has dreams; everyone has potential. So, when the opportunity to realise that potential arises, we are always on hand to help.


By knowing our clients in depth and working with them to articulate their goals, our expert advisers can provide the knowledge, resources and financing they need to help shape their future.


Our client’s success is our success. So, when the opportunity arises to reach your potential, we are on hand to help you access the right resources at the right time.


That’s why we do what we do!

Our Vision

When you and your business needs funds, we pride ourselves knowing that the specialist support we provide is on hand for when you need it most.


Building trustworthy and long-lasting relationships with our clients is what we do best, striving hard and working nonstop to help you meet your ambitions.


We want you to invest the same trust in our advisors as you would in yourself as our vision is not to work for you, but to work with you.

Our Mission

Our mission is to support the growth of Merseyside’s inspiring business community. Our target is to raise £100 million for local businesses by 2022.


By supporting 30 businesses and helping them become sustainable, the community can achieve their goals, develop their businesses and, in turn, invest back into the same community which has served them so inspiringly over the years.

Who Are We?

Mark Rea

Mark is an experienced portfolio director and business builder. From founding a local business to becoming a director of national financial services provider, Mark has always been opportunities led.


Working in Corporate and Commercial Finance led Mark to help motivated people look for ways to make businesses stronger.


As a strong believer in relationships, Mark always looks to establish sustainable partnerships with both internal and external stakeholders because, he understands, people are key to long term success.


Mark aims to be that critical friends who provides you with knowledge and advice based on his experience.

Francesca Rea

Francesca is a customer focused manager with 15 years’ experience working with both corporate and start-up businesses, managing up to 60 people across multiple sites.


In her career, Francesca has successfully built and maintained relationships with key stakeholders including senior managers, departments and suppliers.


Francesca enjoys working with SMEs to bring her corporate experience to the table, helping them create a fantastic, sustainable business. She also completed the CeMAP qualification to enable her to help clients with commercial mortgages and to set down real roots.


Francesca enjoys working with teams to ensure they achieve their career goals and the goals of the business.

Our Partners, Associates and Trade Bodies